Information for Buyers

Before you begin house hunting, create a realistic “shopping list” to narrow your search. Looking for a home can take time, especially if you have not focused on what is most important. Create a “wish list” and a “must have” list. Many people focus more on “wants” than “needs.” As a result, they sometimes reject…

Some people like the flexibility that comes with renting. When you rent, you can live in a neighborhood for as little or as long as you want. You’re also free of most maintenance responsibilities – your landlord usually handles repairs. Of course, there are many other reasons owning a home can be beneficial. These are…

While everyone would like to live the American Dream of buying and owning a Home, it is important to understand all the costs involved in buying and owning a home. Many potential buyers sometimes forget to factor in the down payment, homeowners insurance and the possibility of depreciation, as well as the costs associated with…

When you look for a mortgage, lenders will review your credit report. Your credit report is a history of how you have managed your finances and repaid debt. It provides information on money you have borrowed and a history of your payments. Your credit history is pulled together into a credit report by three private…